Group Credit Analyst
Con Esperienza
MSC CRUISES
Excursion Italy, Piazza Municipio, San Ferdinando, Napoli, Napoli, Campania, 80133, Italia
Di persona
Contratto a tempo indeterminato
Travel & Hospitality
Descrizione della Posizione Lavorativa
Location: Naples (NA), Italy. The Group Credit Analyst works within the Naples Credit management team and supports the Group Credit Controller in all credit finance activities to ensure that cash-flow related processes (credit control, credit risk, etc.) are correctly applied and monitored according to company standards.
Key accountabilities
- Manage credit control activities, liaising with General Sales Agents and cooperating with Markets and Commercial teams to accelerate collections and meet targets (dunning).
- Follow up and track payments together with the Accounting Department, handle GSAs' enquiries and investigate anomalies (differences between invoiced and received amounts).
- Prepare and deliver receivables analysis and reporting for General Sales Agents.
- Support the reconciliation of balances between the reservation system and the accounting system.
- Ensure the correct settings of payment terms are maintained in line with company standards.
- Control and report on deposit collections and on area credit indicators.
- Analyse and manage credit risk for the area, identifying and monitoring high-risk and watchlist accounts.
- Manage bad debt: centralize information on customer defaults and calculate the provision amounts to be recorded by Accounting according to the Loss Allowance matrix.
- May participate in other projects, particularly those related to the design of IT reports and SAP deployment.
Qualifications
- Previous experience in a similar role or in audit / risk consulting.
- Solid understanding of basic bookkeeping and accounts receivable principles.
- Fluent English (written and spoken); additional European languages are an advantage.
- Good knowledge of MS Office tools, in particular advanced Microsoft Excel skills.
- Bachelor's degree in Business Administration, Finance or equivalent.
- High accuracy and attention to detail.
- Ability to multitask, work under pressure and manage stress.
- Dependable, effective communicator, self-motivated, highly organized and able to work in a team.
- Availability to business travel.
Visa requirements
Right to work in Italy.
Requisiti
Previous experience in a similar role or in audit/risk consulting; Bachelor's degree in Business Administration or Finance; fluent English; advanced Excel and MS Office skills; right to work in Italy; availability to business travel.Competenze richieste
Credit control
Accounts receivable
Credit risk analysis
Payment reconciliation
Provision calculation (Loss Allowance)
Advanced Microsoft Excel
MS Office
SAP (knowledge/implementation support)
Financial reporting
Attention to detail
Multitasking
Stress management
Teamwork
Effective communication
Self-motivation
Organization
Dependability