Credit Analyst
Junior / Apprendista

Descrizione della Posizione Lavorativa

Department: Finance. Reports to: Accounting and Reporting Manager.

The Credit Analyst role supports the company's credit collection activities by keeping customer credit exposure under review, analysing outstanding receivables and helping manage credit risk in line with company policies. This position contributes to accurate credit information, efficient cash collection and maintenance of healthy customer accounts.

We are looking for a motivated, analytical professional to join our Finance team. This is a great opportunity for a junior finance professional to gain experience in credit management within an international organisation. The role works closely with the Credit Collection Coordinator, Sales, Customer Service and Finance teams to support credit monitoring, reporting and collection tasks and to help improve the Order-to-Cash process.

Key Responsibilities

• Monitor customer accounts and outstanding receivables.
• Prepare and maintain customer aging reports and collection dashboards.
• Analyse customer payment behaviour and flag overdue accounts for follow-up.
• Assist the Credit Collection Coordinator in collection activities and customer communications.
• Support reconciliation of customer accounts and allocation of incoming payments.
• Collaborate with Sales and Customer Service to investigate payment discrepancies and disputes.
• Monitor customer credit limits and report potential credit risks.
• Maintain accurate customer master data and ensure ERP data integrity.
• Support month-end closing activities related to Accounts Receivable.
• Prepare reports and analyses to support credit management decisions.
• Contribute to continuous improvement of credit control processes and ensure compliance with company policies and accounting standards.

Key Competencies

• Strong analytical and numerical skills.
• Attention to detail and accuracy.
• Problem-solving abilities.
• Planning and organisational skills; ability to prioritise and meet deadlines.
• Collaborative mindset and strong interpersonal/communication skills.
• Willingness to learn and develop continuously.
• Integrity, reliability and customer-oriented attitude.

Qualifications

• Degree in Accounting, Finance, Business Administration or a related discipline.
• Experience: 1–3 years in Credit Control, Accounts Receivable or Finance preferred (junior level).
• Basic understanding of accounting principles and Order-to-Cash processes.
• Good knowledge of Microsoft Excel and ERP systems.
• Good command of English, written and spoken.

Salary Range: €30,000 - €35,000.

Equal opportunity: North Sails Apparel is an equal opportunity employer and welcomes applications from people of all genders, religions, gender identities or expressions, races, sexual orientations, civil statuses, national origins, disabilities or ages. If you meet some but not all desired qualifications, you are still encouraged to apply.

About North Sails Apparel

Founded from a legacy of performance sailing, North Sails combines advanced technology and high-performance materials to create both performance foul weather gear and lifestyle collections that bring the spirit of the ocean ashore. As part of its goal to become an Ocean Positive brand, the company pursues environmentally responsible materials that balance sustainability and functionality to help protect the ocean for future generations.

Location: Milano, MI, Italia.

Benefits

• Join an international, dynamic company with an entrepreneurial spirit.
• Collaborative and supportive work environment that values teamwork and continuous improvement.
• Opportunities to learn and grow within an international Finance organisation.
• Exposure to cross-functional projects and business processes.
• A culture that fosters ownership, accountability and continuous learning.

Requisiti

Degree in Accounting, Finance, Business Administration or related field; 1–3 years' experience in Credit Control/Accounts Receivable/Finance preferred; basic accounting knowledge; familiarity with Order-to-Cash processes; good Excel and ERP skills; good English (written and spoken).